Cardplus Credit Card

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Discover the CardPlus Credit Card

Ikıtsatbank Credit Cards are financial solutions offered through the collaboration of Kıbrıs İktisat Bankası LTD., the leading private bank in Northern Cyprus, and StarCard Banka Kartları Merkezi LTD. These cards combine financial freedom with exclusive benefits and are designed for use at all Mastercard-affiliated merchants both locally and globally, making your shopping experience seamless and rewarding.

Credit Card Options Tailored to Your Needs

  • Neo: Ideal for everyday use.
  • Classic: A reliable and widely accepted option offering standard solutions.
  • Gold: A premium card with added benefits and discounts.
  • Platinum: Maximum benefits for travel and exclusive services.
  • Diamond: Top-tier card offering unparalleled perks and personalized services.
  • Business: A card designed for corporate businesses, offering high limits and flexible payment options.

Benefits of Using Ikıtsatbank Credit Cards

  • Wide Acceptance: Usable at all Mastercard-accepted merchants worldwide.
  • Installment Purchases: Flexible installment options to manage your budget.
  • PlusPoints: Earn points on your purchases and redeem them as you wish.
  • Travel Benefits: Exclusive travel campaigns and insurance discounts.
  • Flexible Payment Options: Access to cash advance solutions.

Discover all credit card campaigns and benefits here.

How to Apply

Applying for an Ikıtsatbank Credit Card is simple and convenient:

  • Online Application: Submit your application via the Ikıtsatbank Credit Card Application Form.
  • Phone Banking: Call our customer service at +90 (392) 444-4444.
  • Branch Application: Visit the nearest Ikıtsatbank branch and complete the application form.

Setting Up Your Credit Card PIN

Obtain your credit card PIN effortlessly by sending an SMS from your registered mobile number.

Get your PIN via SMS Banking here.

Support and Contact

For any questions or assistance related to your credit card, reach out to us through Phone Banking or visit the nearest Ikıtsatbank branch.

Credit Card Features and Comparison

Explore the detailed comparison chart below to select the card that best suits your needs:

FeatureNeoClassicGoldPlatinumDiamondBusiness
PlusPoints Earning 0.2%0.2%0.2%0.2% 
PlusPoints at Other POS 0.05%0.05%0.05%0.05% 
Travel/Tickets (Min: 44 Points)  x3x3x3 
Insurance Discount (3 Years)  10%20%30% 
Insurance Discount (2 Years)  5%10%20% 
Tax Payment Installments (5 Mo)AvailableAvailableAvailableAvailableAvailableAvailable
International Installments (5 Mo)AvailableAvailableAvailableAvailableAvailableAvailable
Electricity Campaign (3-6-9 Mo)AvailableAvailableAvailableAvailableAvailableAvailable
Virtual Card AvailableAvailableAvailableAvailable 
Installment Cash Advance AvailableAvailableAvailableAvailable 
Maximum Limits (TRY)5,00010,00050,000100,000300,000 

 

Share CardPlus Benefits with Your Loved Ones

With an additional credit card, your family and friends can also enjoy CardPlus advantages. You can issue multiple supplementary cards without the need for family relations and set their limits and cash advance permissions within your primary card limit.

Flexible Limits and Permissions

Determine the spending limit and cash advance permissions for each additional card according to your needs. This flexibility allows you to manage expenses effortlessly.


Earn Points at CardPlus Partner Merchants

Earn PlusPoints on all purchases, whether in installments or one-time payments, made at our partner merchants.

Validity of PlusPoints

Points may be forfeited in cases such as contract termination, card deactivation, or payment issues. Be sure to check the validity of your accumulated points regularly.

For further inquiries, contact Ikıtsatbank Phone Banking at +90 (392) 444-4444.